allfi. - Extensive Potential Unipessoal LDA
Effective Date: 25th of February of 2025

1. General Information

1.1 Company Information
These Terms of Use (“Terms”) govern the use of the allfi. application (“App”), provided by Extensive Potential Unipessoal LDA, a company registered in Portugal (“Company”, “we”, “us”, “our”).

1.2 Governing Law
These Terms shall be governed and interpreted in accordance with the laws of Portugal, without regard to its conflict of law principles.

1.3 Eligibility
The ​allfi. app is available for use by all individuals, without any age restrictions. By using the app, you confirm that you have the legal capacity to agree to these Terms.

2. User Accounts

2.1 Account Creation
To access and use certain features of the ​allfi. app, users must create an account. Account registration requires providing an email address and other necessary details.

2.2 User Responsibility for Account Security
Users are responsible for maintaining the confidentiality of their login credentials and ensuring their account security. Any actions taken under their account are their responsibility. If unauthorized access is suspected, users should notify us immediately.

2.3 Accurate Information
Users must provide valid and up-to-date information during account registration. This helps ensure smooth operation and account recovery if needed. Providing false, misleading, or fraudulent information may result in account suspension or termination.

2.4 Account Termination
We reserve the right to suspend or terminate accounts if misuse is detected, including but not limited to:

• Providing false or misleading information
• Engaging in fraudulent activities
• Attempting to hack or disrupt the service
• Violating these Terms of Use

3. App Usage

3.1 Permitted Use
allfi is designed to help users manage their personal finances, including tracking expenses, setting budgets, and monitoring financial trends. Users may only use the app for lawful and intended purposes.

3.2 Prohibited Activities
Users may not:

• Providing false or misleading financial information.
• Engaging in fraudulent or deceptive practices.
• Attempting to hack, exploit vulnerabilities, or disrupt the service.
• Using the app for any unlawful or unauthorized activities.
• Reverse engineering, decompiling, or attempting to extract the app’s source code.
• Using automated systems (bots, scrapers) to access the app.
• Using the app in a way that harms other users, our systems, or violates applicable laws.

3.3 Modifications to the Service
We reserve the right to update, modify, or remove features within the allfi app at any time, without prior notice.

4. Financial Data & Liability

4.1 No Financial Advice
allfi. is not a financial institution, bank, or licensed financial advisor. The app provides tools to help users track expenses, set budgets, and manage finances, but it does not provide financial, investment, legal, or tax advice. Users should consult professional advisors before making financial decisions.

4.2 User Responsibility for Data Accuracy
Users are responsible for ensuring that the financial information they enter into ​allfi. is accurate, complete, and up to date. We are not responsible for any errors, financial losses, or consequences resulting from inaccurate or incomplete data input by the user.

4.3 Limitation of Liability
To the maximum extent permitted by law, ​allfi., Extensive Potential Unipessoal LDA, and its affiliates shall not be liable for:

• Any financial decisions made based on the app’s data.
• Any errors, miscalculations, or incorrect information provided by users.
• Service interruptions, system failures, or bugs affecting financial tracking.
• Loss of data, unauthorized access, or security breaches beyond our control.
• Any direct, indirect, incidental, or consequential damages related to app usage.

4.4 Third-Party Integrations
If ​allfi. integrates with third-party services (e.g., bank connections, external APIs), we are not responsible for the accuracy, reliability, or security of data from those sources. Users agree that third-party services have their own terms and policies.

5. Subscription & Payments

5.1 Free and Future Paid Features
Currently, ​allfi. is available for free. However, we may introduce paid features, subscription plans, or premium services in the future. Users will be informed of any pricing changes before they take effect.

5.2 Billing & Refunds
At this time, ​allfi. does not charge for any services, and there are no billing or refund policies in place. When paid features become available, we will update this section to include billing terms, cancellation policies, and refund conditions.