allfi. - Extensive Potential Unipessoal LDA
Effective Date: 25th of February of 2025

1. Introduction

At allfi., we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our services. By using ​allfi., you consent to the collection and processing of your personal data in accordance with this policy.

If you have any questions or concerns about this policy, you can contact us at [email protected].

2. Data Collection

We collect the following types of data to provide and improve our services:

2.1 Personal Information

• User ID (associated with first and last name)
• Email address (stored separately in Amazon Cognito)
• Login credentials (managed by Amazon Cognito)
• Language and currency preferences
• Subscription details (if applicable)
• City and country of residence
• Optional data: Profile photo, Date of birth, Gender, Family status

2.2 Financial Information

We collect financial data to provide budgeting and expense tracking features, including:

• Income and expense details
• Budgets
• Transaction details (amount, description, date, currency)
• Account information (account number, balance, account type)

2.3 Automatically Collected Data

We collect technical data when you use our app, such as:

• Device type and operating system
• App usage statistics
• Log data (IP address, browser type, and access timestamps)

2.4 Third-Party Data

We may collect data from third-party sources, such as financial institutions and analytics providers.

3. Data Usage

We use your personal and financial data to:

• Provide and improve ​allfi.'s features
• Offer customer support
• Personalize your financial experience
• Send promotional emails and in-app notifications (users can opt out)
• Display relevant ads (if applicable)

4. Data Storage & Security

4.1 Storage Location

All user data is securely stored in the AWS (Amazon Web Services) eu-west-1 region (Ireland).

4.2 Security Measures

• Amazon Cognito is used to manage authentication and secure access.
• User IDs are stored with first and last name, but no sensitive personal data is collected.
• Emails are stored separately within Amazon Cognito, ensuring isolation of authentication data.
• Our backend operates using serverless computing on AWS, ensuring scalability and security.
• Our database is hosted on Neon.tech (serverless, also in the eu-west-1 region).

4.3 Retention Policy

We retain user data in accordance with GDPR regulations. Users can request deletion of their data at any time.

5. Data Sharing & Disclosure

5.1 Third-Party Sharing

We do not share user data with third parties except for the infrastructure providers where our services are hosted (AWS and Neon.tech).

5.2 Legal Obligations

We only disclose personal data if required by law.

6. User Rights & Choices

Users have the right to:

• Access their personal data
• Modify or update their information
• Request deletion of their account and data
• Opt out of marketing communications

allfi. complies with GDPR to ensure user rights are protected.

7. Cookies & Tracking

We use cookies and tracking technologies to enhance user experience and analyze app performance. Users can manage or disable cookies in their app or browser settings.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Users will be notified via email when significant changes occur.

9. Contact Information

For privacy-related inquiries, contact us at:
Email: [email protected]
Company: Extensive Potential Unipessoal LDA
Location: Porto, Portugal

This Privacy Policy was last updated on 25th of February of 2025.