allfi. - Extensive Potential Unipessoal LDA
Effective Date: 25th of February of 2025
1. Introduction
At allfi., we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our services. By using allfi., you consent to the collection and processing of your personal data in accordance with this policy.
If you have any questions or concerns about this policy, you can contact us at [email protected].
2. Data Collection
We collect the following types of data to provide and improve our services:
2.1 Personal Information
- User ID (associated with first and last name)
- Email address (stored separately in Amazon Cognito)
- Login credentials (managed by Amazon Cognito)
- Language and currency preferences
- Subscription details (if applicable)
- City and country of residence
- Optional data: Profile photo, Date of birth, Gender, Family status
2.2 Financial Information
We collect financial data to provide budgeting and expense tracking features, including:
- Income and expense details
- Budgets
- Transaction details (amount, description, date, currency)
- Account information (account number, balance, account type)
2.3 Automatically Collected Data
We collect technical data when you use our app, such as:
- Device type and operating system
- App usage statistics
- Log data (IP address, browser type, and access timestamps)
2.4 Third-Party Data
We may collect data from third-party sources, such as financial institutions and analytics providers.
3. Data Usage
We use your personal and financial data to:
- Provide and improve allfi.'s features
- Offer customer support
- Personalize your financial experience
- Send promotional emails and in-app notifications (users can opt out)
- Display relevant ads (if applicable)
Emails collected through the early access form on this website are used only to contact you about early access. They are stored with Cloudflare (Cloudflare D1, EU jurisdiction), which is an additional infrastructure provider for this website and for the early access list, alongside the providers named in section 5.1.
4. Data Storage & Security
4.1 Storage Location
All user data is securely stored in the AWS (Amazon Web Services) eu-west-1 region (Ireland).
4.2 Security Measures
- Amazon Cognito is used to manage authentication and secure access.
- User IDs are stored with first and last name, but no sensitive personal data is collected.
- Emails are stored separately within Amazon Cognito, ensuring isolation of authentication data.
- Our backend operates using serverless computing on AWS, ensuring scalability and security.
- Our database is hosted on Neon.tech (serverless, also in the eu-west-1 region).
4.3 Retention Policy
We retain user data in accordance with GDPR regulations. Users can request deletion of their data at any time.
5. Data Sharing & Disclosure
5.1 Third-Party Sharing
We do not share user data with third parties except for the infrastructure providers where our services are hosted (AWS and Neon.tech).
5.2 Legal Obligations
We only disclose personal data if required by law.
6. User Rights & Choices
Users have the right to:
- Access their personal data
- Modify or update their information
- Request deletion of their account and data
- Opt out of marketing communications
allfi. complies with GDPR to ensure user rights are protected.
7. Cookies & Tracking
We use cookies and tracking technologies to enhance user experience and analyze app performance. Users can manage or disable cookies in their app or browser settings.
8. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Users will be notified via email when significant changes occur.
9. Contact Information
For privacy-related inquiries, contact us at:
Email: [email protected]
Company: Extensive Potential Unipessoal LDA
Location: Porto, Portugal
This Privacy Policy was last updated on 25th of February of 2025.